Snowbirds Archives - Medi-Quote

Travelling during the Covid-19 pandemic

We are as excited to get back to travelling as you are. Things have changed since the world is now in the middle of a pandemic. And there are things you need to know if you plan to travel far and wide despite the challenges, risks and warnings. Travelling While at the moment the borders … Continued

Why you should seek pre-approval when using your travel insurance

By Pam Langevin, Senior Broker, Medi-Quote Insurance Brokers You have reached your destination, unpacked and are now experiencing some much needed R & R. But wait, you are not feeling well and you decide that seeing a doctor might be a good idea. Travel Insurance policies in Canada only cover medical emergencies. However some emergencies … Continued

So You’ve Had a Travel Insurance Claim…. Now what?

By Pam Langevin, Senior Broker We often hear from clients who want good coverage and peace of mind knowing they won’t have any surprises in the event of a claim while on holidays. In Canada, where the health care system is funded through taxes, health care is not something we are used to spending money … Continued

Supplementing Provincial Healthcare to Cover Ambulance Costs & More

If you do not have basic coverage for ambulance, you could face a large bill if you require ground or air ambulance services in the future. We can help you get basic health insurance that covers things that your provincial healthcare does not, such as ambulance coverage, for a low monthly rate. Our plans also … Continued

Things to Keep in Mind When Completing Your Insurance Medical Questionnaire

Medical Questionnaires are a requirement for many insurance policies. With a little pre-planning, filling out the medical questionnaire can be an easy process. First of all, it’s important to understand how an insurance company will use the information you provide to them in the medical questionnaire. Insurance companies use a medical questionnaire to determine 3 … Continued

How Medical Underwriting for Travel Insurance Works

The medical underwriting process gives travellers who may not be eligible for standard travel insurance products, the option to be individually assessed and priced for a policy. Offered by some travel insurance companies, it’s the perfect option for anyone who is unsure of their medical conditions, or has received a medical diagnosis from their doctor. … Continued

How Changes in Medication Affect Your Insurance Coverage

Changes in medication will have an effect on the stability period of the condition the medication is taken for. Any change in medication can be considered a change in treatment. It is important to notify your broker of all medication changes, no matter what kind it is. When it comes to travel insurance, an increase … Continued

How Pre-Existing Conditions & Stability Impact Travel Insurance Coverage

When it comes to travel insurance and pre-existing conditions, there is a lot of misinformation floating around about how pre-existing conditions are not covered at all. Sometimes people incorrectly assume that their existing conditions would not be covered by a policy. However, most of the time pre-existing conditions can be covered, as long as you … Continued

Trip Cancellation Coverage for Private Condo Rentals

If you have paid for a condo rental before departure, and have a signed rental agreement, you may be eligible for trip cancellation or interruption insurance that will reimburse you for those expenses in the event your trip needs to be cancelled or cut short due to unforeseen circumstances. For people who had difficulty getting … Continued