By Pam Langevin, Senior Broker, Medi-Quote Insurance Brokers You have reached your destination, unpacked and are now experiencing some much needed R & R. But wait, you are not feeling well and you decide that seeing a doctor might be a good idea. Travel Insurance policies in Canada only cover medical emergencies. However some emergencies … Continued
By Pam Langevin, Senior Broker We often hear from clients who want good coverage and peace of mind knowing they won’t have any surprises in the event of a claim while on holidays. In Canada, where the health care system is funded through taxes, health care is not something we are used to spending money … Continued
If you do not have basic coverage for ambulance, you could face a large bill if you require ground or air ambulance services in the future. We can help you get basic health insurance that covers things that your provincial healthcare does not, such as ambulance coverage, for a low monthly rate. Our plans also … Continued
Medical Questionnaires are a requirement for many insurance policies. With a little pre-planning, filling out the medical questionnaire can be an easy process. First of all, it’s important to understand how an insurance company will use the information you provide to them in the medical questionnaire. Insurance companies use a medical questionnaire to determine 3 … Continued
The medical underwriting process gives travellers who may not be eligible for standard travel insurance products, the option to be individually assessed and priced for a policy. Offered by some travel insurance companies, it’s the perfect option for anyone who is unsure of their medical conditions, or has received a medical diagnosis from their doctor. … Continued
Changes in medication will have an effect on the stability period of the condition the medication is taken for. Any change in medication can be considered a change in treatment. It is important to notify your broker of all medication changes, no matter what kind it is. When it comes to travel insurance, an increase … Continued
When it comes to travel insurance and pre-existing conditions, there is a lot of misinformation floating around about how pre-existing conditions are not covered at all. Sometimes people incorrectly assume that their existing conditions would not be covered by a policy. However, most of the time pre-existing conditions can be covered, as long as you … Continued
If you’re a Canadian Snowbird, you can be at risk of paying taxes to the IRS as a US resident if you’re down south too long. However, there is a form that you can file with the IRS annually to establish that you have a closer connection to Canada than the US and thereby avoid … Continued
If you have paid for a condo rental before departure, and have a signed rental agreement, you may be eligible for trip cancellation or interruption insurance that will reimburse you for those expenses in the event your trip needs to be cancelled or cut short due to unforeseen circumstances. For people who had difficulty getting … Continued
There is more to travel insurance than emergency medical. You can insure the cost of your trip, just make sure you understand your coverage. You may have heard of trip cancellation or trip interruption insurance before. Both types of insurance help insure the costs of prepaid travel arrangements for certain unforeseen events, such as medical … Continued
