Why you should seek pre-approval when using your travel insurance

By Pam Langevin, Senior Broker, Medi-Quote Insurance Brokers You have reached your destination, unpacked and are now experiencing some much needed R & R. But wait, you are not feeling well and you decide that seeing a doctor might be a good idea. Travel Insurance policies in Canada only cover medical emergencies. However some emergencies … Continued

So You’ve Had a Travel Insurance Claim…. Now what?

By Pam Langevin, Senior Broker We often hear from clients who want good coverage and peace of mind knowing they won’t have any surprises in the event of a claim while on holidays. In Canada, where the health care system is funded through taxes, health care is not something we are used to spending money … Continued

Things to Keep in Mind When Completing Your Insurance Medical Questionnaire

Medical Questionnaires are a requirement for many insurance policies. With a little pre-planning, filling out the medical questionnaire can be an easy process. First of all, it’s important to understand how an insurance company will use the information you provide to them in the medical questionnaire. Insurance companies use a medical questionnaire to determine 3 … Continued

How Medical Underwriting for Travel Insurance Works

The medical underwriting process gives travellers who may not be eligible for standard travel insurance products, the option to be individually assessed and priced for a policy. Offered by some travel insurance companies, it’s the perfect option for anyone who is unsure of their medical conditions, or has received a medical diagnosis from their doctor. … Continued

Travelling with a Pet – Does Your Policy Include Pet Return Coverage?

Many people these days are bringing a pet when traveling south for the winter. Having your best friend with you can make a long trip much more enjoyable. Plus, you wouldn’t want your precious pooch freezing his tail off or cooped-up inside while you’re living it up in the great outdoors in beautiful weather. For … Continued

How Changes in Medication Affect Your Insurance Coverage

Changes in medication will have an effect on the stability period of the condition the medication is taken for. Any change in medication can be considered a change in treatment. It is important to notify your broker of all medication changes, no matter what kind it is. When it comes to travel insurance, an increase … Continued

How Pre-Existing Conditions & Stability Impact Travel Insurance Coverage

When it comes to travel insurance and pre-existing conditions, there is a lot of misinformation floating around about how pre-existing conditions are not covered at all. Sometimes people incorrectly assume that their existing conditions would not be covered by a policy. However, most of the time pre-existing conditions can be covered, as long as you … Continued

Topping Up Other Plans

Does your Credit Card or Group Plan provide adequate coverage? ASK THE RIGHT QUESTIONS! At Medi-Quote Insurance Brokers, we suggest that you speak to the insurance company that underwrites the insurance coverage of your Credit Card of Group Plan to get the answers to these very important questions: Am I covered for all Emergency Hospital/Medical … Continued

Tips for Insuring Baggage and Personal Belongings when Travelling

Purchasing baggage insurance for your trip is a great way to get extra piece of mind when traveling. But, unless you’ve been through an experience involving lost or stolen items and tried to make a claim on baggage insurance, there’s a lot you might not know. That’s why we’ve put together a few tips to … Continued