It is a common belief among travellers that medical care in Mexico is affordable and that their provincial healthcare plan will cover any medical expenses they may face while there. Consequently, they may not feel the need to purchase travel insurance. However, this assumption can be a risky and potentially expensive mistake.
The cost of healthcare in Mexico varies widely depending on the location, the quality of the facility, and the type of treatment required. In major cities and tourist areas, healthcare costs can be as expensive as in the US, especially if you require specialized or emergency care. Additionally, many Mexican doctors are trained in the US and charge US prices for their services. Therefore, it is always advisable to purchase travel insurance to cover any unforeseen medical expenses when travelling to Mexico.
Another problem that travellers may face is that some hospitals in Mexico require payment in full before they discharge patients or return their passports. This can be a huge financial burden if you don’t have travel insurance and you don’t have enough cash or credit available. A trustworthy travel insurance company will ensure payment to the hospital so that you don’t have to worry about hospital bills while on your trip.
Travel insurance can help you avoid these problems by covering your medical expenses, repatriation, and other travel-related risks. It can also provide you with assistance and support in case of an emergency. Travel insurance is not a luxury, but a necessity when you visit Mexico.