There is more to travel insurance than emergency medical. You can insure the cost of your trip, just make sure you understand your coverage.
You may have heard of trip cancellation or trip interruption insurance before. Both types of insurance help insure the costs of prepaid travel arrangements for certain unforeseen events, such as medical emergencies, or a death in the family. With the guidance of an expert it can be great way to protect an investment in the trip of a lifetime.
However, we’ve all been asked when we book flights online if we want to add Trip Cancellation coverage to our purchase. It’s kind of like asking “Do you want fries with that?” when you think about how complicated Trip Cancellation insurance actually is, and the small amount of information that is provided when you are presented with the offer.
Why would you add extra costs to the price of your ticket when you don’t know what you are buying?
Even if you are booking directly through a supplier, like Air Canada, West Jet, or a travel agent, there are many things to consider before you book the insurance or even before you book your trip, to ensure there are no surprises later.
Do you feel you don’t have a full understanding even after you have read the policy or received the explanation from your travel agent?
Do you know the difference between trip cancellation and trip interruption coverage?
Do you have difficulties understanding the language used in travel insurance policies and are worried about not understanding the coverage?
How’s your health? Have you had any health problems, hospitalizations, or changes to medical treatment in the last 90 days? If so, you may want to put off booking your non-refundable travel arrangements, as recent changes aren’t usually covered in Trip Cancellation policies.
What are the most probable things that could happen that could curtail your plans to go on a trip you have already booked? Those are the things you want to ensure you have coverage for!
Don’t waste your money on coverage that isn’t worth it. Call us today to speak to a Trip Cancellation expert, or a qualified Travel Agent that can help you book your trip with a strategy towards making sure you are maximizing your chance of booking a trip and the trip cancellation that is working for you.