Manulife Visitors to Canada 2019

PRICING FACTORS:

Factor	Details
Options for Coverage Maximum:	$15,000- $25,000-$50,000-$100,000- $150,000/td>
Deductible options:	$0 deductible increase 5% $75 default deductible $500 deductible reduces premium by 15% $1,000 deductible reduces premium by 20% $2,500 deductible reduces premium by 25% $5,000 deductible reduces premium by 35%
Age Restrictions:	Coverage is available to age 85.
Changes Prior to Effected Date:	Dates can be changed up until Effective Date Policies can be cancelled up until Effective Date No change or cancellation fees
Refunds for Returning Early:	Subject to no claims being made against your policy Must supply MQIB with Proof of Return Subject to an Administration Fee
Extensions after effective date:	Subject answering no the 3 questions below Have you had any claims, or do you plan to submit a claim against your policy? Have you had any changes to your health or medication since departing? Have any Pre-Existing Medical Conditions NOT remained stable?

 

BENEFIT HIGHLIGHTS:

For a Full List of Benefits Click Here

Benefit	Details
Emergency Medical Coverage:	Emergency Medical Coverage for accidents, injury or sickness – Includes ambulance transportation costs, hospital accommodation and care, out patient treatment, diagnostic testing, physician and nursing services, surgery, medical supplies, equipment and medication up to maximum sum insured.
Pre-Existing Medical Conditions:	Coverage for pre-existing conditions is available if your condition meets the following criteria: Plan A – No Coverage for Pre-Existing Medical Conditions that have been treated for 180 days prior Effective date Plan B – Coverage for Pre-Existing Medical Conditions that have been Stable for 180 days prior Effective date
Paramedical services::	Expenses for the use of Chiropodist, podiatrist, physiotherapist(when ordered by a the attending physician), chiropractor, or osteopath and acupuncturist up to $70 per visit to a maximum of $700.
Accidental Dental Coverage:	Expenses for the repair or replacement of natural teeth or permanently attached artificial teeth necessitated by an accidental blow to the mouth, to a maximum of $4,000 per person and up to $300 for the relief of Dental pain.
Repatriation of Remains:	If you should pass away while in Canada, the expenses for either the preparation and transportation of your remains to a maximum of $3,000 per person, or the expense of cremation or burial at the place of death, to a maximum of $3,000

 

Please note: All benefits must be pre-approved by the insurance company by calling the phone number provided on the confirmation of insurance/Wallet Card provided upon the purchase of the policy. Any policy purchased after arrival, waiting periods apply where no benefits will be paid for expenses incurred.

 

Policy Wording
The Policy Wording has a full explanation of the benefits available and the exclusions as they apply to all travelers. We strongly recommend you take the time to read through it and let us know if you have any questions or concerns. The policy wording for this plan can be found under the policy documents section near the top of the page as well as the links below. We have linked each section to the specific page the the section starts on to make it easier for you.
Eligibility – Starts on page 3- Click Here Beginning and End of Coverage – Starts on page 4 – Click Here Extensions – Starts on page 4 – Click Here Cancellation and Refunds – Starts on page 4 – Click Here Benefits – Starts on page 5 – Click Here Exclusions and Limitation – Starts on page 6 – Click Here Coordination with Other Insurance – Starts on page 9 – Click Here Claim information – Starts on page 5 – Click Here Statutory Conditions – Starts on page 9 – Click Here Definitions – Starts on page 10 Click Here

 

Underwritten by Manulife

Premium in Canadian Dollars

Read your policy and know what you have purchased before you depart on your trip.

This page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A Policy Document containing the complete Policy Wording with all terms, conditions and exclusions will be included in the fulfillment kit.

Your Best Insurance Plan Starts with Medi-Quote

We’re insurance brokers, which means we’ll shop around on your behalf to find the right plan for your specific needs at the best possible price. We aren’t tied to specific products or motivated by sales incentives, so it’s your best interests we serve. We’re available to you anytime, if you have questions or need assistance making a claim.