Manulife Financial Travel Insurance COVID-19

• Up to $500 for one-way economy to return home in the event your are delayed behind your originally scheduled return
• Up to $150 for additional meals and accommodation to a max of $2,100(Family Plan Maximums are $300 per day for a total of $4,200)

If the Government imposes a Avoid all travel warning while you are away up $500 for flight meals and accommodation to return home.

• NO Deductibles are Available

• Single Trip Coverage

• Can not be used Top-up other plans
• Rates based on age at booking.
• No minimum policy fee.

• No age restrictions.

• Dates can be changed up until Effective Date
• Policies can be cancelled up until Effective Date
• No change or cancellation fees

• Subject to no claims being made against your policy
• Refund amount minimum $25 per Policy
• Must supply MQIB with Proof of Return

• Subject answering no the 3 questions below
  • Have you had any claims, or do you plan to submit a claim against your policy?
  • Have you had any changes to your health or medication since departing?
  • Have any Pre-Existing Medical Conditions NOT remained stable?
• Minimum amount of $25 per Policy

• Up to $5 Million for Non- COVID-19 expenses

• For accidents, injury or sickness – coverage Includes ambulance transportation, hospital accommodation and care, diagnostic testing, physician and nursing services, surgery, medical supplies, equipment and medication

• Covered if your condition meets the “stable and controlled” requirements of the plan you qualify under for all of those benefits

• If your treating physician(s) insurance company’s medical advisor(s) recommends that you return home because/after of your emergency

• $5,000 to have the remains returned if you should pass away while you are away.

• If your are returned via emergency return home or repatriation benefit , we will return your travel companion if they are insured under the same company

• Up to $3,000 if you suffer an accidental blow to the mouth
• Up to $300 if you require relief of dental pain

• Up to $500 for return of Cat and Dog.

• Up to $3,000 charged by a commercial agency to bring your vehicle home.

• Trip break available on single trips with prior approval to return home for special events

• If an Emergency prevents you from returning as planned the insurance company will pay up $200 per day up to $2000 for extra meals hotel and taxi fares

• Up to $50 per day up to $300 for Telephone, TV Rental and Parking

• Up to 72 hours for Delay of Common Carrier or Vehicle
• If you or traveling companion are hospitalized
• Up to 5 days Medical Emergency that prevents you from departing on schedule
• If you are quarantined past your scheduled return date your coverage will extend for the period of your quarantine plus an additional 72 hours.

• All benefits must be pre-approved by the insurance company by calling the phone number provided on the confirmation of insurance/Wallet Card provided upon the purchase of the policy.
• In an emergency and prior to seeking medical assistance it is extremely important that you call the insurance company assistance centre phone number located on your wallet card before seeking treatment, or as soon as you are physically able.

• The Policy Wording has a full explanation of the benefits available and the exclusions as they apply to all travelers.
• We strongly recommend you take the time to read through it and let us know if you have any questions or concerns.
• The policy wording for this plan can be found under the policy documents section near the top of the page as well as the links below. We have linked each section to the specific page the the section starts on to make it easier for you.

• Eligibility – Starts on page 3 – Click Here
• Beginning and End of Coverage – Starts on page 4 – Click Here
• Extensions – Starts on page 4 – Click Here
• Cancellation and Refunds – Starts on page 4 – Click Here
• Benefits – Starts on page 5 – Click Here
• Exclusions and Limitation – Starts on page 6 – Click Here
• Coordination with Other Insurance – Starts on page 8 – Click Here
• Claim information – Starts on page 8 – Click Here
• Statutory Conditions – Starts on page 9 – Click Here
• Definitions – Starts on page 10 – Click Here
• Privacy – Starts on page 11 – Click Here