Escape Plan®

Policy and Rates Expired

Click here to see current policy

Plan Highlights

  • Offers a reduction for non-USA/non-Mexico destinations
  • Upgrade to a “Plus” plan to reduce the stability clause from 90 days to 30 days and include the Trip Break benefit
  • Simplified Application process for Shorter Trips

Pricing Factors

Factor Details
Deductible options available for savings:
  • $0
  • $250 (CND) Saves 10%
Plans Available:
  • Single Trip Coverage
    • Age 55-79 travel up to 30 days
    • All Ages In-Canada Travel up to 365 days
    • Under 55 coverage up to 365 days
Rate Information:
  • Destination Rates based on age at booking.
  • USA/Mexico Rates
  • Non-USA/Non-Mexico Rates
  • Canada Only Rates
  • $25 minimum policy fee.
Age Restrictions:
  • Available for those Age 0-89
Changes Prior to Effected Date:
  • Dates can be changed up until Effective Date
  • Policies can be cancelled up until Effective Date
  • No change or cancellation fees
Refunds for Returning Early:
  • Subject to no claims being made against your policy
  • Subject to a $30 Administration Fee
  • Refund amount minimum $25 per Policy
  • Must supply MQIB with Proof of Return


Plan Details
Under 55. Rate Tables 1 & 2 Pre-Existing medical conditions are covered providing your condition has been stable and controlled for at least 90 days before departure with no changes to your health, medication or treatment.
Plus Plan Upgrade Pre-Existing medical conditions are covered providing your condition has been stable and controlled for at least 30 days before departure with no changes to your health, medication or treatment.
Canada Only Plans
Pre-Existing medical conditions are covered providing your condition has been stable and controlled before departure with no changes to your health, medication or treatment.


Please note: This insurance does not provide coverage for a recurrence of Cancer, Kidney Stones, Gallstones or Gout.


Benefit Highlights

For a Full List of Benefits Click Here


Benefit Details
Overall Maximum:
  • Up to $2 Million
Emergency Medical Coverage:
  • For accidents, injury or sickness – coverage Includes ambulance transportation, hospital accommodation and care, diagnostic testing, physician and nursing services, surgery, medical supplies, equipment and medication
Pre-Existing Medical Conditions:
  • Covered if your condition meets the “stable and controlled” requirements of the plan you qualify under for all of those benefits
Emergency Return Home:
  • If your treating physician(s) insurance company’s medical advisor(s) recommends that you return home because/after of your emergency
Repatriation of Remains:
  • $5,000 to have the remains returned if you should pass away while you are away.
Return of Companion:
  • If you are returned via emergency return home or repatriation benefit , we will return your travel companion if they are insured under the same company
Accidental Dental Coverage:
  • $2,000 if you suffer an accidental blow to the mouth
  • $350 if you require relief of dental pain
Vehicle Return:
  • Up to $3,000 charged by a commercial agency to bring your vehicle home.
Trip Break:
  • Trip break available on single trips with prior approval to return home for special events
Meals, Hotel and Taxi:
  • If an Emergency prevents you from returning as planned the insurance company will pay up $150 per day up to $1500 for extra meals hotel and taxi fares
Hospital Allowance:
  • Up to $50 per day up to $500 for Telephone, TV Rental and Parking
Automatic Extension:
  • Up to 72 hours for Delay of Conveyance beyond your control
  • If you are hospitalized
  • Up to 72 Hours after that Medical Emergency that prevents you from departing on schedule
Please Note:
  • All benefits must be pre-approved by the insurance company by calling the phone number provided on the confirmation of insurance/Wallet Card provided upon the purchase of the policy.
  • In an emergency and prior to seeking medical assistance it is extremely important that you call the insurance company assistance centre phone number located on your wallet card before seeking treatment, or as soon as you are physically able.


Plus Plan Benefits

Benefit Details
Reduced Stability
  • Reduces Pre-existing medical condition Stability to 30 days instead of 90 days
Trip Break Upgrade: If you have to return home from your trip before your scheduled return date because of the following reasons:

  • a. A trip home as a result of the sickness, hospitalization or death of a family member, key employee in Canada or your host at your trip destination.
  • b. A trip home as a result of your Principle Residence or Place of Business in Canada rendered uninhabitable by natural disaster, fire or burglary.

The insurer will reimburse up to $1,500 for a loss caused by a covered risk during the period of coverage, between the effective date and expiry date that necessitates the insured’s immediate return to their home province. This cost would be defined as the least expensive of:

1. The fee charged to change an existing return trip ticket;
2. One-way, economy transportation home.


Policy Wording

The Policy Wording has a full explanation of the benefits available and the exclusions as they apply to all travelers.

We strongly recommend you take the time to read through it and let us know if you have any questions or concerns.

The policy wording for this plan can be found under the policy documents section near the top of the page as well as the links below. We have linked each section to the specific page the the section starts on to make it easier for you.

  • Eligibility – Starts on page 1- Click Here
  • Types of Plans Offered – Starts on page 2 – Click Here
  • Beginning and End of Coverage – Starts on page 2 – Click Here
  • Extensions – Starts on page 5 – Click Here
  • Cancellation and Refunds – Starts on page 5 – Click Here
  • Benefits – Starts on page 2 – Click Here
  • Exclusions and Limitation – Starts on page 3 – Click Here
  • Coordination with Other Insurance – Starts on page 5 – Click Here
  • Claim information – Starts on page 7 – Click Here
  • Statutory Conditions – Starts on page 6 – Click Here
  • Definitions – Starts on page 8 – Click Here
  • Privacy – Starts on page 7 – Click Here

Complaint Handling

Any complaints that you may have can be directed to For any complaints that remain unresolved, please refer to the underwriter’s Complaint Handling Policy.

Underwritten by Industrial Alliance Insurance and Financial Services Inc.