FAQs about COVID Travel Insurance Add-ons

FAQS about Travel Insurance

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Q: I already have a travel insurance, can I purchase coverage just for COVID?

A: Yes, you can purchase COVID coverage as an add-on to an existing policy.

Q: Does credit card travel insurance provide coverage for COVID?

A: You would have to read the specific policy wording to find out for your card. You should contact your credit card company to make sure you have the right information before assuming you have coverage.

Q: Does the WestJet coverage cover other health emergencies or just COVID?

A: You would have to read the specific policy wording to find out for your card. You should contact your credit card company to make sure you have the right information before assuming you have coverage.

Q: Can I use WestJet’s 21-day coverage, then use coverage from another company to extend the total number of days I am covered?

A: No, they state in their policy provisions that they do not allow topping-up their coverage.

Q: Can I top-up my $200,000 of coverage through WestJet to get additional coverage?

A: Yes, you can coordinate that plan with an additional COVID plan and claim under both if you so choose.

Q: Does my annual plan purchased before the pandemic include coverage for COVID, or do we need to purchase an add-on?

A: If you purchased your policy before COVID, then the insurance company did not write the policy with COVID in mind, so you likely need to buy additional COVID coverage.

Q: I have an annual plan that was of no use to me because of COVID. Can I get a refund, or will I get a credit for next year?

A: Some companies allowed complimentary extensions of their plans, and some companies have done nothing yet to compensate their policy holders for coverage purchased in advance but not used. We may see one company that makes a significant gesture in this regard, and other companies will follow suit.

Watch the video below to see our team answer FAQs about COVID Travel Insurance Add-ons on YouTube (Runtime 5:26).

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