True Options

Effective 2021

Plan Highlights

  • Trips valued up to $25,000 CND per person

  • Can Cancel for any reason if purchased with in 7 days of booking trip for up 75%

  • Do not need to insure full non-refundable value or trip

  • Can be purchased anytime prior to departure

  • Multiple Stability Options – 180 days Standard with options to buy down to 90, 60 and 7 days(Needs to purchased within 7 days of booking trip for the 7 day stability buydown option)

  • Able to get Trip Interruption, Accidental Death and Dismemberment, Baggage and Car Rental as a stand alone plan

  • Provincial Sales Tax applies to Ontario, Saskatchewan and Manitoba residents

Policy Documents

Policy Wording


Plan Details
Cancel for any reason Must be added as an optional coverage to your trip cancellation policy and must be purchased within 7 days of your initial booking of the Trip. Can provide up to a maximum of 75% reimbursement of your pre-paid non-refundable trip cost if you cancel 24 hours or longer before your scheduled departure date.
Basic Package Includes coverage for trip cancellation, trip interruption as well as baggage coverage.
Stand alone Trip interruption Trip interruption can be purchased just by itself to insure from $1,000-$25,000
Car Rental For loss as a result of theft or damage for amounts of $75,000
Baggage Baggage can be purchased just by itself to insure from $500-$5,000

Please note: All benefits must be pre-approved by the insurance company by calling the phone number provided on the confirmation of insurance/Wallet Card provided upon the purchase of the policy.

Policy Wording
  • The Policy Wording has a full explanation of the benefits available and the exclusions as they apply to all travelers.
  • We strongly recommend you take the time to read through it and let us know if you have any questions or concerns.
  • The policy wording for this plan can be found under the policy documents section near the top of the page as well as the links below. We have linked each section to the specific page the the section starts on to make it easier for you.
  • Eligibility – Starts on page 2- Click Here
  • Types of Plans Offered – Starts on page 3 – Click Here
  • Beginning and End of Coverage – Starts on page 2 – Click Here
  • Cancellation and Refunds – Starts on page 2 – Click Here
  • Benefits – Starts on page 3 – Click Here
  • Exclusions and Limitation – Starts on page 15- Click Here
  • Claim information – Starts on page 17 – Click Here
  • Definitions – Starts on page 8 – Click Here

Underwritten by Northbridge General Insurance Corporation

Premium in Canadian Dollars

Read your policy and know what you have purchased before you depart on your trip.

This page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A Policy Document containing the complete Policy Wording with all terms, conditions and exclusions will be included in the fulfillment kit.

Your Best Insurance Plan Starts with Medi-Quote

We’re insurance brokers, which means we’ll shop around on your behalf to find the right plan for your specific needs at the best possible price. We aren’t tied to specific products or motivated by sales incentives, so it’s in your best interests we serve. We’re available to you anytime if you have questions or need assistance making a claim.