PRICING FACTORS:
Deductible options available for savings: |
- $250(USD) deductible
- $500(USD) deductible Saves about 10%
- $1,000(USD) deductible Saves about 15%
- $2,500(USD) deductible Saves about 20%
- $5,000(USD) deductible Saves about 25%
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Coverage Options: |
The Pre-existing medical condition stability periodS are:
- 0-59: 45 days prior to departure date but can be reduced for an additional surcharge the options are:
- 7 days prior to departure date for a 15% surcharge
- 60+: 365 days prior to departure date but can be reduced for an additional surcharge the options are:
- 180 days prior to departure date for a 15% surcharge
- 90 days prior to departure date for a 25% surcharge
- 7 days prior to departure date for a 40% surcharge
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Plans Available: |
- Multi Trip Annual Plan For Applicants aged 0-59: 4,8 15, 30, 60 and 180 days (All Multi-Trip Annual Plans do offer coverage for an unlimited amount of trips and duration of trips inside Canada outside home province/territory)
- No Multi Trip Annual Plan For Applicants aged 60+
- Single Trip Coverage
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Rate Information: |
- Top-up rates based on total number of days purchased. Rates based on age at booking.
- $15 minimum policy fee.
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Changes Prior to Effected Date: |
- Dates can be changed up until Effective Date
- Policies can be cancelled up until Effective Date
- No change or cancellation fees
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Refunds for Returning Early: |
- Subject to no claims being made against your policy
- Subject to a Administration Fee
- Refund amount minimum $20 per Policy
- Must supply MQIB with Proof of Return
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BENEFIT HIGHLIGHTS:
For a Full List of Benefits Click Here
Overall Maximum: |
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Emergency Medical Coverage: |
- For accidents, injury or sickness – coverage Includes ambulance transportation, hospital accommodation and care, diagnostic testing, physician and nursing services, surgery, medical supplies, equipment and medication
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Pre-Existing Medical Conditions: |
- Covered if your condition meets the “stable and controlled” requirements of the plan you qualify under for all of those benefits
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Emergency Return Home: |
- If your treating physician(s) insurance company’s medical advisor(s) recommends that you return home because/after of your emergency
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Repatriation of Remains: |
- $5,000 to have the remains returned if you should pass away while you are away.
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Return of Companion: |
- If your are returned via emergency return home or repatriation benefit, we will return your travel companion if they are insured under the same company
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Accidental Dental Coverage: |
- Up to $2,500 if you suffer an accidental blow to the mouth
- Up to $400 if you require relief of dental pain
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Pet Return: |
- Up to $250 for return of Pet.
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Vehicle Return: |
- Up to $3,000 charged by a commercial agency to bring your vehicle home.
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Hospital Allowance |
- If hospitalized reimbursement up to $250 for charges for Television, Parking and Telephone Charges
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Automatic Extension: |
- Up to 5 days due delay of Common Carrier or delay caused by accident ot mechanical breakdown
- If you deemed not medically stable to travel by the Insurance company
- Due Inclement Weather
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Please Note: |
- All benefits must be pre-approved by the insurance company by calling the phone number provided on the confirmation of insurance/Wallet Card provided upon the purchase of the policy.
- In an emergency and prior to seeking medical assistance it is extremely important that you call the insurance company assistance centre phone number located on your wallet card before seeking treatment, or as soon as you are physically able.
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- The Policy Wording has a full explanation of the benefits available and the exclusions as they apply to all travelers.
- We strongly recommend you take the time to read through it and let us know if you have any questions or concerns.
- The policy wording for this plan can be found under the policy documents section near the top of the page as well as the links below. We have linked each section to the specific page the the section starts on to make it easier for you.
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- Eligibility – Starts on page 2- Click Here
- Types of Plans Offered – Starts on page 2 – Click Here
- Beginning and End of Coverage – Starts on page 2 – Click Here
- Extensions – Starts on page 2 – Click Here
- Cancellation and Refunds – Starts on page 3 – Click Here
- Benefits – Starts on page 4 – Click Here
- Exclusions and Limitation – Starts on page 10 – Click Here
- Coordination with Other Insurance – Starts on page 12 – Click Here
- Claim information – Starts on page 11 – Click Here
- General Provisionss – Starts on page 12 – Click Here
- Definitions – Starts on page 8 – Click Here
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Underwritten by Northbridge General Insurance Corporation
Premium in Canadian Dollars
Read your policy and know what you have purchased before you depart on your trip.
This page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A Policy Document containing the complete Policy Wording with all terms, conditions and exclusions will be included in the fulfillment kit.
Your Best Insurance Plan Starts with Medi-Quote
We’re insurance brokers, which means we’ll shop around on your behalf to find the right plan for your specific needs at the best possible price. We aren’t tied to specific products or motivated by sales incentives, so it’s your best interests we serve. We’re available to you anytime, if you have questions or need assistance making a claim.