Benefit |
Details |
Overall Maximum: |
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Emergency Medical Coverage: |
- For accidents, injury or sickness – coverage Includes ambulance transportation, hospital accommodation and care, diagnostic testing, physician and nursing services, surgery, medical supplies, equipment and medication
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Pre-Existing Medical Conditions: |
- Covered if your condition meets the “stable and controlled” requirements of the plan you qualify under for all of those benefits
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Emergency Return Home: |
- If your treating physician(s) insurance company’s medical advisor(s) recommends that you return home because/after of your emergency
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Repatriation of Remains: |
- Up to $7,000 for the preparation an transport of remains to home province or territory
- Up to $3,000 for the Cremation or Burial of place of death
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Return of Companion: |
- If your are returned via emergency return home or repatriation benefit, we will return your travel companion if they are insured under the same company
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Accidental Dental Coverage: |
- $2,000 if you suffer an accidental blow to the mouth
- $250 if you require relief of dental pain
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Pet Return: |
- Up to $300 for return of Cat and Dog.
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Vehicle Return: |
- Up to $2,000 charged by a commercial agency to bring your vehicle home.
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Trip Break: |
- Can return back to home province/territory without impacting coverage as no medical treatment is received
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Out of Pocket Expenses |
- If an Emergency prevents you from returning as planned the insurance company will pay up $150 per day up to $1000 for extra meals, hotel, parking and taxi fares
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Automatic Extension: |
- Up to 72 hours days due delay of Common Carrier or delay caused by accident ot mechanical breakdown
- If you or traveling companions are deemed not medically unfit to travel.The 72 hours will began when you are deem fit to travel.
- Due Inclement Weather
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Please Note: |
- All benefits must be pre-approved by the insurance company by calling the phone number provided on the confirmation of insurance/Wallet Card provided upon the purchase of the policy.
- In an emergency and prior to seeking medical assistance it is extremely important that you call the insurance company assistance centre phone number located on your wallet card before seeking treatment, or as soon as you are physically able.
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