|BENEFITS RELATED TO YOUR PROCEDURE / TREATMENT||BENEFITS RELATED TO TRAVEL|
|Additional Medical / Surgical Treatment as a result of a Complication||Travel Cancellation in Exceptional Circumstances|
|Additional Expenses for Travel, Meals & Accommodations as a result of a Complication||Travel Delay and Loss of Baggage|
|Travel Companion Coordination – Additional Expenses Travel, Meals and Accommodations||Emergency Medical Coverage related to Travel Activities|
|Accidental Death||Accidental Death|
|Emergency Transportation / Medical Repatriation||Repatriation of Mortal Remains|
|24 Hour – Emergency Medical Assistance Service and more…||and much more…|
Up to $5 Million
|Accidental Death Benefit:||
$25,000 if the death was a direct result of an accident
|Emergency Medical Coverage:||
For accidents, injury or sickness – coverage Includes ambulance transportation, hospital accommodation and care, diagnostic testing, physician and nursing services, surgery, medical supplies, equipment and medication
|Pre-Existing Medical Conditions:||
Covered if your condition meets the “stable and controlled” requirements of the plan you qualify under for all of those benefits
|Emergency Return Home:||
If your treating physician(s) insurance company’s medical advisor(s) recommends that you return home because/after of your emergency
|Repatriation of Remains:||
Return of remains if you should pass away while you are away.
|Return of Companion:||
If you are returned via emergency return home or repatriation benefit , we will return your travel companion if they are insured under the same company
|Accidental Dental Coverage:||
$1,000 CAD if you suffer an accidental blow to the mouth
Surgery or laser treatment as a result of a medical emergency up to $2,000 CAD
Up to $2,000 charged by a commercial agency to bring your vehicle home.
Trip break available on single trips with prior approval to return home for special events. You may return home once during your trip. If you don’t get prior approval, and you return home, your policy is automatically terminated, and you have no further coverage under that policy.
|Emergency Round Trip:||
For trips of 31 days or more
Covers the unexpected costs incurred for air transportation for a death or hospitalization of a family member or damage to your principal residence
|Additional Benefits relating to COVID:||
CAD $100 per day of necessary quarantine at destination (outside of hospital) (Maximum CAD $1,400).
Up to CAD $500 for perishable goods (groceries, restaurant orders) delivered during your quarantine
Up to CAD $100 for the sum of your taxis to and from a COVID-19 testing centre
Access to virtual consultations with a physician (service only offered in the United States)
Automatic Extension of the policy and rider, up to 72 hours following the end of the quarantine (subject to a maximum automatic extension of 17 days (14 days quarantine and 3 days to get home)
|Automatic Extension of Coverage:||
Up to 72 hours if you have a delay beyond your control, like an accident, or vehicle breakdown.
If you are hospitalized beyond the expiry of your policy due to a medical emergency, your coverage will remain in force for the duration of your hospitalization and 72 hours after your release.
All benefits must be pre-approved by the insurance company by calling the phone number provided on the confirmation of insurance/Wallet Card provided upon the purchase of the policy.
In an emergency and prior to seeking medical assistance it is extremely important that you call the insurance company assistance centre phone number located on your wallet card before seeking treatment, or as soon as you are physically able.
|Optional Exclusion Option:||
An option that can be chosen for a lower premium to limit coverage for an Organ or Body System that you don’t want covered.
The Policy Wording has a full explanation of the benefits available and the exclusions as they apply to all travelers.
We strongly recommend you take the time to read through it and let us know if you have any questions or concerns.
The policy wording for this plan can be found under the policy documents section near the top of the page as well as the links below. We have linked each section to the specific page the the section starts on to make it easier for you.
Premium in Canadian Dollars
Read your policy and know what you have purchased before you depart on your trip.
This page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A Policy Document containing the complete Policy Wording with all terms, conditions and exclusions will be included in the fulfillment kit.
We’re insurance brokers, which means we’ll shop around on your behalf to find the right plan for your specific needs at the best possible price. We aren’t tied to specific products or motivated by sales incentives, so it’s your best interests we serve. We’re available to you anytime, if you have questions or need assistance making a claim.