Factor | Details |
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Deductible options available for savings: |
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Plans Available: |
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Rate Information: |
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Age Restrictions: |
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Changes Prior to Effected Date: |
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Refunds for Returning Early: |
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Extensions after effective date: |
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Plan | Details |
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Diamond Plus | Pre-Existing medical conditions are covered providing your condition has been stable and controlled for at least 0 days before departure with no changes to your health, medication or treatment. |
Under 55 Plus,Diamond, Emerald Plus & Platinum Plus | Pre-Existing medical conditions are covered providing your condition has been stable and controlled for at least 30 days before departure with no changes to your health, medication or treatment. |
Emerald, Platinum, Under 55, Vacation, Gold Plus & Silver Plus | Pre-Existing medical conditions are covered providing your condition has been stable and controlled for at least 90 days before departure with no changes to your health, medication or treatment. |
Gold | Pre-Existing medical conditions are covered providing your condition has been stable and controlled for at least 180 days before departure with no changes to your health, medication or treatment. |
Silver | Pre-Existing medical conditions are covered providing your condition has been stable and controlled for at least 365 days before departure with no changes to your health, medication or treatment. |
Bronze | No Coverage for Pre-Existing Conditions TREATED in the 365 Days prior to Departure |
Please note: This insurance does not provide coverage for a recurrence of Cancer, Kidney Stones, Gallstones or Gout.
For a Full List of Benefits Click Here
Benefit | Details |
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Overall Maximum: |
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Emergency Medical Coverage: |
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Pre-Existing Medical Conditions: |
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Emergency Return Home: |
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Repatriation of Remains: |
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Return of Companion: |
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Accidental Dental Coverage: |
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Vehicle Return: |
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Trip Break: |
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Meals, Hotel and Taxi: |
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Hospital Allowance: |
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Automatic Extension: |
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Please Note: |
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Benefit | Details |
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Reduced Stability |
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Trip Break Upgrade: |
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The Policy Wording has a full explanation of the benefits available and the exclusions as they apply to all travelers.
We strongly recommend you take the time to read through it and let us know if you have any questions or concerns.
The policy wording for this plan can be found under the policy documents section near the top of the page as well as the links below. We have linked each section to the specific page the the section starts on to make it easier for you.
Any complaints that you may have can be directed to [email protected]. For any complaints that remain unresolved, please refer to the underwriter’s Complaint Handling Policy.
Underwritten by Industrial Alliance Insurance and Financial Services Inc.