Please note that we are closed on Friday, March 29th for Good Friday. We reopen for regular business hours on Monday, April 1st.
Policy and Rates Expired July 5 2019
Plan Highlights |
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Deductible options available for savings: |
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Plans Available: |
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Rate Information: |
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Age Restrictions: |
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Changes Prior to Effected Date: |
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Refunds for Returning Early: |
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Extensions after effective date: |
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Plan | Details |
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Rate 1 Plus | Pre-Existing medical conditions are covered providing your condition has been stable and controlled for at least 0 days before departure with no changes to your health, medication or treatment. |
Under 55 Plus,Rate 1, Rate 2 Plus & Rate 3 Plus | Pre-Existing medical conditions are covered providing your condition has been stable and controlled for at least 30 days before departure with no changes to your health, medication or treatment. |
Rate 2, Rate 3, Under 55, Vacation, Rate 4 Plus & Rate 5 Plus | Pre-Existing medical conditions are covered providing your condition has been stable and controlled for at least 90 days before departure with no changes to your health, medication or treatment. |
Rate 4 | Pre-Existing medical conditions are covered providing your condition has been stable and controlled for at least 180 days before departure with no changes to your health, medication or treatment. |
Rate 5 | Pre-Existing medical conditions are covered providing your condition has been stable and controlled for at least 365 days before departure with no changes to your health, medication or treatment. |
Rate 6 | No Coverage for Pre-Existing Conditions TREATED in the 365 Days prior to Departure |
Please note: This insurance does not provide coverage for a recurrence of Cancer, Kidney Stones, Gallstones or Gout.
For a Full List of Benefits Click Here
Benefit | Details |
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Overall Maximum: |
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Emergency Medical Coverage: |
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Pre-Existing Medical Conditions: |
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Emergency Return Home: |
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Repatriation of Remains: |
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Return of Companion: |
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Accidental Dental Coverage: |
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Vehicle Return: |
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Trip Break: |
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Meals, Hotel and Taxi: |
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Hospital Allowance: |
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Automatic Extension: |
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Please Note: |
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PLUS PLAN BENEFITS:
Benefit | Details |
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Reduced Stability |
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Trip Break Upgrade: |
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Policy Wording |
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Complaint Handling
Any complaints that you may have can be directed to [email protected]. For any complaints that remain unresolved, please refer to the underwriter’s Complaint Handling Policy.
Underwritten by Industrial Alliance Insurance and Financial Services Inc.