Southern Elements ® COVID-19 Multi-Trip Annual Supplement

Pricing Factors

Factor	Details
Deductible:	$500(CND) For COVID-19 Claims
Plans Available:	Single Trip Coverage to remove exclusion 29 allowing to travel on your Southern Elements Multi-Trip Annual Needs to Purchased for each trip outside Canada to the Untied State or Mexico
Rate Information:	$10 minimum policy fee.
Age Restrictions:	Available for those Age 0-89
Changes Prior to Effected Date:	Dates can be changed up until Effective Date Policies can be cancelled up until Effective Date No change or cancellation fees
Refunds for Returning Early:	Subject to no claims being made against your policy Subject to a $30 Administration Fee Refund amount minimum $10 per Policy Must supply MQIB with Proof of Return
Extensions after effective date:	Subject answering no the 3 questions below Have you had any claims, or do you plan to submit a claim against your policy? Have you had any changes to your health or medication since departing? Have any Pre-Existing Medical Conditions NOT remained stable? Minimum amount of $10 per Policy
Changes Prior to Effected Date:	Dates can be changed up until Effective Date Policies can be cancelled up until Effective Date No change or cancellation fees
Refunds for Returning Early:	Subject to no claims being made against your policy Subject to a $30 Administration Fee Refund amount minimum $10 per Policy Must supply MQIB with Proof of Return
Extensions after effective date:	Subject answering no the 3 questions below Have you had any claims, or do you plan to submit a claim against your policy? Have you had any changes to your health or medication since departing? Have any Pre-Existing Medical Conditions NOT remained stable? Minimum amount of $10 per Policy

 

Complaint Handling

Any complaints that you may have can be directed to [email protected]. For any complaints that remain unresolved, please refer to the underwriter’s Complaint Handling Policy.

Underwritten by Industrial Alliance Insurance and Financial Services Inc.

Premium in Canadian Dollars

Read your policy and know what you have purchased before you depart on your trip.

This page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A Policy Document containing the complete Policy Wording with all terms, conditions and exclusions will be included in the fulfillment kit.

Your Best Insurance Plan Starts with Medi-Quote

We’re insurance brokers, which means we’ll shop around on your behalf to find the right plan for your specific needs at the best possible price. We aren’t tied to specific products or motivated by sales incentives, so it’s your best interests we serve. We’re available to you anytime, if you have questions or need assistance making a claim.