GMS Individual Health Insurance – BasicPlan Policy and Rates Expired

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Coverage for Extended Healthcare Benefits such as Casts and Crutches, Wheelchairs, Private Duty Nursing, Artificial Limbs, In-Hospital Drugs, Ambulances

Three Plan Options with Varying Coverage Levels:

  • OmniPlan
  • ExtendaPlan
  • BasicPlan

OmniPlan and ExtendaPlan offer additional Benefits such as Eye Exams/Eyeglasses, Hearing Aids, Oxygen Equipment, Health Practitioners, Health and Diabetic Supplies and Equipment, Orthotics and Therapeutic Shoes, Mobility Aids, Out of Province Referral and Funeral Expenses

Options to Add-On Coverage for Travel, Enhanced Prescription Drugs, Hospital Cash and Dental Coverage


Air and Land Ambulance:

Unlimited Air Ambulance Coverage, $2,000 per person per year for Ground Ambulance.

Goods and Services

Goods and Services may be purchased anywhere in Canada. Services must be received in your province of residence.

Vision Care and Eye Exams:


Health Practitioners


Hearing Aids:


Health Supplies and Equipment


Diabetic Supplies and Equipment


Oxygen Equipment


Blood Pressure Monitors


Custom made Foot Orthotics


Theraputic Shoes


Mobility Aids


Ostomy Supplies


Funeral Expenses


Out-of-Province Referral


Preferred Hospital Rooms

$500 per person per year.

In Hospital Drugs

$1,000 per person per year

Accidental Injury to Natural Teeth:

$500 per injury

Wheelcharirs, Motorised Scooters & Adjustable Beds

100% of purchase or rental to a maximum of $500/5years

Patient Walkers

80% of purchase or rentals to a maximum of $300/5years

Casts and Crutches


Breast Prosthesis

$175 per 2 years lateral or $350 per year per 2 years bilateral

Artifical Limbs, Eyes & Larynx

$5,000 per person per year

Private Duty Nursing:

80% of costs to $1,500 per person oer year for in-hospital nursing.

Options to Add-On Coverage for Travel, Enhanced Prescription Drugs, Hospital Cash and Dental Coverage

Prescription Drugs:

Available as an Add-On – $3,500 per person per year

Prescription Drug – Enhanced Option

Available for Pre-Existing Coverage of is available. $800 coverage for exisiting prescriptions with an overal policy maximum of $5000 per person

Dental Coverage:

Available as an Add-On to All Plans for up to $1,000 per person per year

Hospital Cash

$100 per day up to 30 consecutive days.

Emergency Travel:

Available as an Upgrade on All Plans – 15, 30 or 48 day Multi-Trip options to a maximum of $2 million.

Please note:  This is a Summary Only – please refer to Policy Wording for complete details


Underwritten by Group Medical Services