Allianz Emergency Medical

Plan Highlights

  • USA and non-USA Rates available

  • All- Inclusive Plans available for both Single trip and Multi-trip annual plans

  • Youth Plan that does include Trip Interruption coverage

  • Remove coverage for Pre-Existing Conditions for a 20% Discount!

  • Return to Trip Destination Benefit

  • Family Plan coverage for those Age 59 and under

  • Identity Fraud Recovery Benefit


Factor Details
Deductible options available for savings: Age 0- 59

  • $0 deductible surcharges 10%
  • $250(CND) is default deductible

Age 60 to 84

  • $0 deductible surcharges 10%
  • $250(CND) is default deductible
  • $1,250(CND) deductible saves 10%
  • $6,000(CND) deductible saves 30%
  • $12,000(CND) deductible saves 30%
  • $30,000(CND) deductible saves 45%
  • $100,000(CND) deductible saves 80%
Plans Available:
  • Multi Trip Annual Plan – 4, 8, 15, 35 and 60 and 125 days (All Multi-Trip Annual Plans do offer coverage for an unlimited amount of trips and duration of trips inside Canada outside home province/territory)
  • Single Trip Coverage
Rate Information:
  • Rates based on age at booking.
  • $20 minimum policy fee.
Age Restrictions:
  • Available for those Age 0(Over 15 days old)-89
Changes Prior to Effected Date:
  • Dates can be changed up until Effective Date
  • Cancelled up until Effective Date
  • No change/cancellation fees
Refunds for Returning Early:
  • Subject to no claims being made against your policy
  • Minimum amount of $20
  • Must supply MQIB with Proof of Return
Extensions after effective date:
  • Subject to no claims being made against your policy
  • Minimum amount of $20



For a Full List of Benefits Click Here

Benefit Details
Overall Maximum:
  • Up to $10 Million
Emergency Medical Coverage:
  • For accidents, injury or sickness – coverage Includes ambulance transportation, hospital accommodation and care, diagnostic testing, physician and nursing services, surgery, medical supplies, equipment and medication
Pre-Existing Medical Conditions:
  • Covered if your condition meets the “stable and controlled” requirements of the plan you qualify under for all of those benefits
Emergency Return Home:
  • If your treating physician(s) insurance company’s medical advisor(s) recommends that you return home because/after of your emergency
Repatriation of Remains:
  • Up to $15,000 to have the remains returned if you should pass away while you are away.
  • Up to $4000 for the Cremation or Burial at place of death
Return of Companion:
  • If your are returned via emergency return home or repatriation benefit, we will return your travel companion if they are insured under the same company
Accidental Dental Coverage:
  • Up to $4,000 if you suffer an accidental blow to the mouth
  • Up to $500 if you require relief of dental pain
Pet Return:
  • Up to $500 for return of Cat and Dog.
Vehicle Return:
  • Up to $5,000 charged by a commercial agency to bring your vehicle home.
Trip Break:
  • Trip break for up to 15 days days
Out of Pocket
  • Up to $3500 for
    • Taxi Fares
    • Telephone Calls
    • In hospital TV rental
    • Child Care
    • Hotel and Meals
Automatic Extension:
  • Up to 72 hours for Delay of Conveyance beyond your control
  • If you are hospitalized
  • Up to 72 Hours after you are released from hospital
  • Up to 5 days if medical evidence supports you are medically unfit to travel
Identity Fraud Recovery:
  • Up to $5000 for cost related to
    • for long distance telephone calls or fax transmissions adn notarizing affidavits or similar documents for law enforcement agencies, financial institutions or similar credit grantors, and credit agencies
    • sending certified mail to law enforcement agencies, financial institutions or similar credit grantors, and credit agencies.
    • Loan application fees for re-applying for loans due to the rejection of the original application because the lender received incorrect credit information.
    • Earnings lost by you as a result of time away from work to complete affidavits, meet with law enforcement agencies, credit agencies, merchants, or legal counsel, up to $250 per day, to a maximum of $2,000.
    • Reasonable legal counsel fees
Please Note:
  • All benefits must be pre-approved by the insurance company by calling the phone number provided on the confirmation of insurance/Wallet Card provided upon the purchase of the policy.
  • In an emergency and prior to seeking medical assistance it is extremely important that you call the insurance company assistance centre phone number located on your wallet card before seeking treatment, or as soon as you are physically able.



Policy Wording

  • The Policy Wording has a full explanation of the benefits available and the exclusions as they apply to all travelers.
  • We strongly recommend you take the time to read through it and let us know if you have any questions or concerns.
  • The policy wording for this plan can be found under the policy documents section near the top of the page as well as the links below. We have linked each section to the specific page the the section starts on to make it easier for you.
  • Eligibility – Starts on page 8- Click Here
  • Types of Plans Offered – Starts on page 10 – Click Here
  • Beginning and End of Coverage – Starts on page 9 – Click Here
  • Extensions – Starts on page 47- Click Here
  • Cancellation and Refunds – Starts on page 49 – Click Here
  • Benefits – Starts on page 12 – Click Here
  • Exclusions and Limitation – Starts on page 18 – Click Here
  • Coordination with Other Insurance – Starts on page 47 – Click Here
  • Claim information – Starts on page 51 – Click Here
  • Statutory Conditions – Starts on page 54 – Click Here
  • Definitions – Starts on page 40 – Click Here
  • Privacy – Starts on page 35 – Click Here


Administered by SelectCare Worldwide.

Underwritten by Allianz Global Assistance

Premium in Canadian Dollars

Read your policy and know what you have purchased before you depart on your trip.

This page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A Policy Document containing the complete Policy Wording with all terms, conditions and exclusions will be included in the fulfillment kit.

Your Best Insurance Plan Starts with Medi-Quote

We’re insurance brokers, which means we’ll shop around on your behalf to find the right plan for your specific needs at the best possible price. We aren’t tied to specific products or motivated by sales incentives, so it’s in your best interests we serve. We’re available to you anytime if you have questions or need assistance making a claim.