Why do I need to fill out a medical questionnaire if I’ve already given you my information?

We take your medical history to qualify you against a number of plans, to find the best coverage and price. The medical questionnaire is used by the insurance company to determine how much to charge for your insurance, or if you are eligible at all for their plans.

Each medical questionnaire contains a declaration that the information you have provided is true. In this way, it acts as a contract between you and the insurance company.