YOUR TRAVEL INSURANCE > FAQS
Why do I need travel insurance?
Regrettably, we all know someone who has needed and benefited from having travel insurance. There are many kinds of medical emergencies including:
- Car accidents
- A trip or fall
- The flu
- A bad burn in the kitchen
Medical care outside Canada can be a very expensive. Provincial health care covers only a small portion of that cost. Obtaining insurance is a wise decision.
HOW DO I FIND THE RIGHT POLICY FOR ME?
It’s important to do your research by examining the policies of many different providers. An independent insurance broker, such as Snowbird Medi-Quote, can do this for you to find the best option for your needs.
HOW CAN I AVOID DENIED CLAIMS?
Most claims are denied for reasons related to these three areas:
- Incorrect Medical Questionnaire
- Pre-existing Medical Condition Exclusion
- Eligibility Criteria
Insurance companies include clauses in their policies to limit their risk of claims. As a traveller, it is important to be familiar with the most commonly used reasons for denial of a claim.
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